Financial Institutions and Banking - A03

True/False
Question
Gramin banks are State Owned Banks.
Correct Answer
True

Select The Blank
Question
CRR and SLR are ________ reserves.
Correct Answer
Statutory

True/False
Question
Banks do not invest in the GOI securities .
Correct Answer
False

Multiple Choice Multiple Answer
Question
SIDBI provides :-
Correct Answer
Refinance , Rediscounting of Bills , Financial support to SSIDC


Select The Blank
Question
Mutual Funds provide the benefits of ________.
Correct Answer
Portfolio management
Your Answer
Portfolio management

Select The Blank
Question
Syndication involves ________ sanction.
Correct Answer
In principle


Select The Blank
Question
The ________ regulation makes the banks the largest investor in the GOI securities.
Correct Answer
SLR

Select The Blank
Question
In addition to IFCI and ________ the Soft Loan Scheme for modernisation is also undertaken by IDBI.
Correct Answer
ICICI

Multiple Choice Multiple Answer
Question
NABARD has taken over the entire functions of :-
Correct Answer
ARDC , ACD of RBI , RPCD of RBI

Multiple Choice Single Answer
Question
Instruments issued by DFIs and Banks carry :-
Correct Answer
Highest credit ratings


Multiple Choice Multiple Answer
Question
Other than Tourism, International funds remittances comprise of :-
Correct Answer
Donations/Charity , Payments of Salaries , Payments of Royalty


Multiple Choice Single Answer
Question
Money Markets Satisfy the needs of :-
Correct Answer
Short term nature


Multiple Choice Single Answer
Question
Development Financial Institutions provide finance to the needy
Correct Answer
Corporates & govt. institutions


True/False
Question
NABARD does not provide Refinance for stocking & distribution of Chemical Fertilisers.
Correct Answer
False

True/False
Question
The SFCs also borrow from SIDBI & IDBI.
Correct Answer
True

Multiple Choice Single Answer
Question
A major part of the credit of SFCs went to :-
Correct Answer
SSI units


True/False
Question
Mortgage Loans are loans against property.
Correct Answer
True

Multiple Choice Single Answer
Question
The unorganised financial system includes :-
Correct Answer
Indigenous bankers


Select The Blank
Question
HDFCs loans were linked up with________.
Correct Answer
Planned Savings

Multiple Choice Single Answer
Question
Initial Quantum of resources of IMF were contributed by members according to :-
Correct Answer
Quotas fixed for members


True/False
Question
CPs are issued by corporate entities.
Correct Answer
True

http://scdlexampapers.blogspot.com

Multiple Choice Multiple Answer
Question
EXIM Bank provides financial assistance to:-
Correct Answer
Indian Companies , Commercial Banks , Foreign Governments

Multiple Choice Multiple Answer
Question
Functions of R.O. do not cover :-
Correct Answer
SLR/CRR maintenance , Liaison with RBI/IBA , Issuing Lending Policy



Match The Following
Question
Correct Answer

Inter Bank Call Money Markets
BRs, Call Money Receipts

Money Market Instuments
CP, CD ,T- Bills

Capital Market Instruments
Shares

Debt Market Instruments
GOI Securities ,Bonds


Multiple Choice Multiple Answer
Question
Which of the following statements are not prepared on a daily basis in branch?
Correct Answer
Cash Book , Trial Balance , P/L statement


Select The Blank
Question
Interest on advances is generally calculated on ________ products.
Correct Answer
Daily


Multiple Choice Single Answer
Question
IDBI has helped in the establishment of :-
Correct Answer
EXIM Bank

Multiple Choice Multiple Answer
Question
Under Project Finance Scheme IDBI provides assistance for :-
Correct Answer
New Projects , Renovation , Modernisation


Multiple Choice Single Answer
Question
Deposits per depositor per bank are secured by DICGC up to a sum of :-
Correct Answer
Rs. one lac.

Select The Blank
Question
SCICI provides domestic & foreign loans for capital equipment and________ services.
Correct Answer
Technical

Multiple Choice Multiple Answer
Question
The main objective of ICICI was :-
Correct Answer
To augment export finance in India , To channelise World Bank's funds to industries in India , To help in building up a Capital Market in India


Multiple Choice Multiple Answer
Question
Functions of NIDHIs include :-
Correct Answer
Accepting Deposits , Granting loans , Encourage thrift


Multiple Choice Single Answer
Question
IDBI was initially set up as :-
Correct Answer
Subsidy of RBI

Multiple Choice Multiple Answer
Question
For its long term operations NABARD raises funds by :-
Correct Answer
Floating Bonds in open market , Drawing from the Central Govt. , Drawing from National Rural credit Funds

Select The Blank
Question
Financial markets are the centres that provide facilities for buying and selling of ________.
Correct Answer
Financial claims and services


True/False
Question
IDA does not lend to countries that are not in a position to borrow from IBRD.
Correct Answer
False

Select The Blank
Question
General insurance policies are genarally issued for ________ year.
Correct Answer
One

True/False
Question
SCICI is a member of the OTCEI.
Correct Answer
True

Multiple Choice Single Answer
Question
The deposit account offering cheque withdrawal facility is known as :-
Correct Answer
Current account

Match The Following
Question - Correct Answer

CRR - Primary reserve requirement

Bankers Bank - Controlling the reserves of commercial banks

Exchange control - FEMA

OMO - Government securities


Multiple Choice Multiple Answer
Question
The loans of finance companies are generally :-
Correct Answer
At high interest , Unsecured , Based on borrowers worth


Multiple Choice Single Answer
Question
The apex institution in the field of Industrial Development is :-
Correct Answer
IDBI


Multiple Choice Multiple Answer
Question
A member's IMF Quota determines its :-
Correct Answer
Financial commitment , Voting power , Drawing power

True/False
Question
CP is a usance promissory note hence it can be negotiated by endorsement & delivery.
Correct Answer
True

Multiple Choice Single Answer
Question
The objective of ICICI was to assist the :-
Correct Answer
Private sector


True/False
Question
NABARD provides short term refinance for procurement activities also.
Correct Answer
True

Select The Blank
Question
Period of Holiday Insurance is ________.
Correct Answer
Six months or less